136 | When Things Go South

Debt allows us to keep our blue and gray bars for now by paying for it with a smaller green bar later.

No debt means that we will use our blue and gray bars now and likely have a larger green bar later.

Debt is not innately evil or reckless.

Nor is it an automatic slam dunk or something to do for fun.

Things tend to go south in seasons without blue and green bars.