How We Work with You
This is what it looks like to be intentional with your money
Getting started.
One meeting to get on the same page
and two meetings to begin the transformation
Confirm Natural Fit
and Connection
45 minutes to understand what’s on your mind and ensure we’re meant to work together
Discovery and Data Gathering
90 minutes to clarify where you’ve been, where you’re going, and all the things you have
Review your One Pager
90 minutes to finances simply and clearly for the first time and agree on the next right steps
Every year thereafter.
Meeting on purpose lays the foundation
to face the uncertainty of life
Beginning of every year.
We’ll meet to refresh your one pager and reflect on the past, understand the present, and plan for what’s ahead.
Middle of every year.
We’ll meet to cast vision for the future, knock out a lingering task, dive deep into a relevant topic, or address the urgent and important.
Every day of every year.
Life will surprise us for better and for worse - that’s the only guarantee. We’re here whenever that happens to face it together.
We want to say more, but then it might not be simple and clear.
But our clients have said more…
“You make a way to visualize our financial story with reflection and planning in a remarkable way. While the year ahead is still daunting, the peace of mind you provide for financial decision making is invaluable.”
“You do it very differently than anyone else. You have changed the way money impacts our marriage.”
“This is the first time I’ve looked forward to a conversation about money.”
What We Offer.
This is where we’re tempted to use jargon - but we won’t.
Of course we know…
The benefits of a DAF
The pros and cons of of debt
Tax-friendly ways to spend and save
The upside of a Roth IRA
The nuance of the expense ratio
The frequent misuses of life insurance
How the efficient frontier works
And so much more.
But when you go to a Broadway show, are you trying to see the backstage crew?
We keep that in mind with our design too.
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Determining income needs
Negotiating income with an employer or client
Navigating a reduction in household income
Living life with a variable income
Game-planning for lump sum income
Using income from your investments
Considering options to replace income in a worst-case scenario
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How to increase awareness
How to stretch yourself to be more generous
When to use debt and when to avoid it
Help with selecting employees benefits
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Help you balance under- and over-saving
Help you keep flexibility in your finances by saving in the right spots
Help you choose the right types of accounts to save on taxes
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Help you understand actual and anticipated returns on your investments
Help you select the right investments in every account you own
Help you reduce the number of accounts you have spread everywhere
Help you remain invested when you’re tempted to tweak
Help you control the costs of your investment choices
FAQs
Do we need another financial advisor?
Ideally no, but it’s OK if it takes time for you to reach that conclusion on your own. You won’t find anyone that can speak to your entire financial life like we will.
Do you offer one-time financial plans?
No, a financial plan is a feeling, not a document. And a document risks being meaningless tomorrow. Your relationship with money is transformed by living your real financial life with awareness, not by projecting a pretend financial life that is certain to be wrong.
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