Still skeptical of simple?
It’s a compliment you’ve made it this far - a sign we’ve made the complex too simple to believe.
In an industry full of complexity - some inherent, some intentional, none that is helpful - we’ve chosen to believe Oliver Wendell Holmes when he says…
“For simplicity on this side of complexity, I wouldn’t give you a fig. But for the simplicity on the other side, I would give you anything I have.”
This is what it feels like on the other side.
Like you, we’ve looked for it everywhere, but only found it here.
We’d love to have you join us - it’s pretty fun on this side.
Proof of Work
Our “footnotes” for the non-believers - proceed carefully…
or you might see the light 😉
It truly is a relationship.
Money is tricky because it's a game with no real rules.
225 | Compared to What?
Calling hindsight 20/20 discredits the past self and torments the current self.
103 | Hindsight is Not 20/20
Slowly, the story in our head begins to diverge from the story on paper.
94 | The Story is All That Matters
If you’re breathing, you’re spending, which is why "getting ahead" or “catching up” can be so elusive.
216 | Out on a Limb
And yes, the best income is sustainable.
A change that helps you quit counting days is better than a raise.
206 | Counting Days
Income with no shelf life takes personal financial freedom to a different universe.
128 | A Spectrum of Sustainable Income
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XXX | No Cliffs
The best spending does drive contentment.
Accumulated wealth means nothing outside the context of what you need.
124 | Spending Observations
Our expectations change with every passing hour and every dollar spent.
232 | The Curse of the Raise
Eventually the conversation lands in two places - where's the money going? Is it where you want it to go?
7 | My Least Popular Belief
The best saving remains accessible.
Two smoke signals billow up at every level of financial wealth.
227 | Smoke Signals
The income that’s saved is the gas in the car - the account where it lands is unleaded 87 versus 89.
221 | You Don't Need a Roth to Retire
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XXX | Same Wealth, Different Ride
And contrary to popular belief, the best investing is patient.
On the journey to life-changing returns, the timing of those returns can change the trajectory of our life.
166 | So Little Control
After squeezing every bit of return from the last decade the uneasy feeling everyone has with money hadn’t gone away.
150 | Something is Missing
It's easy to believe building financial wealth is like filling a bucket of water.
5 | Grow a Tree, Don't Fill a Bucket
Once you've cared for some basics, it's OK to be a little ignorant.
125 | The Case for Ignorance
Why We Don’t Predict
Why We Love our One Pager
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