146 | Just a Bad Guess

Once you add up what you made and subtract what you saved or spent in certain ways then you can figure out what you owe in taxes.

If you paid less than that during the year, you'll have to pay more at tax time - you didn't "stick it to the government" and you didn't necessarily do anything wrong.

If you paid more than that during the year, you'll get some back at tax time - you didn't "win" or do your taxes any better than the next guy or gal.

In both cases, you just made a bad guess - because you probably couldn't have all the information - and are fixing it.