239 | Homebuying Series: Sprinkle, Don’t Pour

It’s an interesting moment.

Home prices at record highs, and interest rates higher than Millenials imagined possible.

A brutal combo if you’re evaluating a move - particularly away from a pre-COVID interest rate.

But there is an opportunity.

A morale-boosting modification to your current home might be the highest ROI available.

Because $10,000 or $20,000 or even $50,000 is nothing, if it keeps you from doubling your mortgage and doubling the months left till it’s paid off.

Instead of pouring money into a home you might sell, see if sprinkling a little money into it can slowly change your perspective.

And if it does, feel free to sprinkle a little more - your future self will thank you.

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240 | How to “Check Yourself”

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238 | Market Update for Patient Investors: Sept 30, 2025