148 | Without a Mirror

I asked a client which financial habits were most impactful for them over their lifetime.

With a sheepish look and tone, the client said, “Well, I don’t know, I’ve just tried to glance at my credit card statement most months for the past 25 years and reflect on the past month’s transactions – sometimes it can be sort of fun.”

“Ah yes, that was a great meal with those friends.”

“Oof, that didn’t turn out like I expected – I probably won’t do that again!”

“Oh, I forgot about that one, but I wouldn’t change it!”

No tracking, no budgeting, no judgment, no rights, no wrongs – just reminiscing.

It’s too simple to think it works, until you realize that most people don’t do it.

It’s as if we’re trying to manage our weight, not without stepping on a scale, but without even glancing in a mirror.

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149 | The Last $10,000

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147 | Does it Make a Sound?