149 | The Last $10,000

I glanced at all our credit card transactions from last year and sorted by dollar amount from largest to smallest.

The first $10,000 was spent in ~10 transactions – 10 chances to say yes or no.*

The last $10,000 was spent in ~500 transactions – 500 chances to say yes or no.

If you’re trying to be more intentional with your spending, it’s not going to happen by buying fewer coffees, cancelling your Netflix subscription, or even having fewer Amazon boxes show up on your front porch.

They are all part of the last $10,000 – too many individual decisions with too little impact.

Even when it’s this obvious, I still think it can be a lifelong journey to trust the math.

It seems like this could be a helpful nugget when we’re tempted to evaluate someone else’s last $10,000 too.

*This year, our first $10,000 will be spent in two decisions, because that is how life happens!